worst art schools in america

A recent study by Pennsylvania think tank Commonwealth Foundation found the worst-performing schools in the state to be five times more likely to be the location of violent crimes. Location: Middlebury, Vermont This is another school that has come under fire for its policies that restrict freedom of speech and violate the U.S Constitution. Nonetheless, Waldorf has some pretty good academic and athletic programs and has seen its share of notable graduates, including NFL player Ian Beckles and novelist Rebecca Fjelland Davis. 4. Location: South Carolina Here's a math problem for you college graduates out there, Benedict College charges its students only $914 which isn't nearly as bad as what other colleges charge. 42. Location Beverly, Massachusetts This small art school outside of Boston only sees around 400 students per year in its halls. The graduation rate at Laramie County is just over 25%, which is pretty sad. The median salary at six years isnt very good, either, and is currently reported at right around $35,000. Here are the 50 worst colleges in America by state. According to a study conducted by Schoolaroo, Denver is the worst city in the nation (out of 151 it looked at, anyway) to raise a family. Only 16% graduate and 12% of those can't return their loans. For instance, the tuition is higher than average, at nearly $37,000. Location: Grambling, Louisiana Ah, Grambling State, the place where everybody is somebody, and also where you walk away carrying an average of over $28,000 in debt. Grambling State is ranked between number 96-122 among regional universities in the South alone. One of the lawyers for the organization even called them the worst of the worst. Steer very clear of this school, unless, of course, you dont really care about your first amendment rights. Their average income is only $29,700, which is a lot less than what they had to pay for a year of Nazarene Bible College. Although, some median salaries on this list are between $15,000-$20,000 less so you could definitely do worse than this school in North Dakota. With an average ACT of 15 and a four-year graduation rate of 31 percent, Southview falls way behind the Missouri state averages for high school. Bob Jones University 3. High school graduation rate: 87.0% (17th highest) . And currently, that averages around -$156,000. Sierra College in California has been ranked as one of the worst colleges in America for 2019 because of its low graduation rates. The tuition isnt incredibly expensive, though it is higher than some other local schools at around $12,000/year. The reality is that with incredibly expensive tuition of $42,340 a year, this college is just not worth it. Location: Goshen, Indiana This college is located in a small town outside of South Bend, Indiana. But thats only the beginning of the bad at Texas College. The school offers majors in creative writing, dance, drama, media arts, and music. They did this even when they knew they would be shutting down before they could complete their degree programs. The reason theyre on here, however, is the negative ROI. Location: Boston, Massachusetts Wheelock College is known for its renowned educational and human development programs. Here are all the schools that have made the list of worst academic institutions in the United States. This struggle has definitely affected other areas of life. Thats probably because most people are running away from paying over $42,000 in annual tuition for a -$100,000 return on their investment. The questionable experience of attending this college is still very expensive, costing at around $18,723 for an instate student per year. We all want to feel we're doing the very best we can for our kids, including giving them the best education possible. Though its definitely not good by very many standards, either. Ten years after entry, grads can only expect to earn around $48,400. This included a class-action suit that claimed the school misrepresented themselves and their financial status and continued to accept students and take their money. Location: Colorado Springs, CO Everest College, which was headed up by the parent company Corinthian Colleges, shut down most of its campuses in 2016 after its reputation was tarnished by its worthless diplomas. But even if youre not looking at Ivy League, there are better choices. Top 10 Worst Colleges in America of 2021 | by Markie Young | Medium 500 Apologies, but something went wrong on our end. Thats low no matter which four-year school you graduate from. With a graduation rate of 33%, over 60% of the students drop out without completing their degree. Lea Manor High School Performing Arts College, Northwell Drive, Luton, LU3 3TL - Inspected 01 Jul 2021 Manchester The East Manchester Academy, 60 Grey Mare Lane, Manchester, M11 3DS - Inspected 12 . Location: Richmond, Indiana Earlham College is definitely not cheap to attend. The average income Mississippi Valley State alumni are earning is less than $24,000. 6 TheEgosLastStand 6 yr. ago The University of Michigan boasts some impressive stats: in 2018, Niche ranked it #3 for colleges with the best student life, #2 for best big colleges, and #1 for top public universities in America. More:Best- and worst-run states in America: Which one is top rated? For starters, the six-year graduation rate was just 13%, and more than 15% of graduates defaulted on their loans. Location: Norton, Massachusetts Students shell out an average of $52,626 per year to attend Wheaten College, but the return on investment just doesnt add up. Sadly, they only graduate 55% of their students, which is low comparatively speaking (but definitely not the lowest). Culinary students interested in a top accredited culinary school with a variety of professional development experiences should consider Kirkwood Community College. The cost of attendance is also much higher than the average, at $19,000. In fact, they consistently find themselves making lists for the top ten worst in the US for exactly that reason. 35. The numbers are all over the place and definitely not in a good way. Couple that with the low graduation rate of 35% and the crippling debt youre left if you do graduate and its easy to see why Columbia College Hollywood made our list of the worst schools in the country. Location: Galesburg, Illinois Knox College costs nearly $47,000 per year to attend, but 10 years after entry, grads dont even average a $40,000/year salary. The graduation rate is just over 25%, which isnt very promising. 10. Before it closed its doors, it was charging too much and leaving students with loads of debt and a median salary that was too little for them to pay it off. They have a graduation rate of 48.5 percent. The list is diverse, consisting of state universities, military academies and small, liberal arts schools. Of those bottom-5% schools, Wilkinsburgh was found to have the highest crime rate in Pennsylvania with 137 incidents per 100 students. It's no surprise then that almost 10% of the former attendees default on their loans. But its still not as bad as the shockingly low median salary of graduates more than five years after graduation. They have made several lists of the worst schools in the country, for multiple reasons. But in the grand scheme of things and on a list of all of the schools in the nation, its still pretty lousy. And after paying more than $27,000 per year, students deserve to walk away with their degree. This schools median starting salary, less than $28,000, just isnt worth the trouble. So, what's so bad about this New Jersey College? Hobart and William Smith Colleges. Location: Tuscaloosa, Alabama Stillman Colleges graduate rate is an embarrassing 11% - one of the lowest rates on the entire list. Plus, loans can get expensive, and you may find yourself facing off with nearly $28,000 in debt on average. Location: Syracuse, New York Syracuse University in New York graduates 80% of its students but only after they have to endure bogus anti-free speech policies. The school has an undergraduate enrollment of 14,163 and costs $23,769 to attend. Plus, theyve got a pretty low graduation rate at just 46%. The school has also lowered its prices pretty drastically over the past few years. Location: Overland Park, KS (Closed) The former and disgraced Wright Career College left students hanging out in the wind when the nonprofit group behind the school, Mission Group Kansans Inc, filed for bankruptcy. 4.Maryland. Bard College Bard College via Facebook A private college located in Red Hook, New York,. Last fall, the ABA found that Cooley was out . The first is the fact it costs around $180,000 to earn your four-year degree. Mount Holyoke's founder, Mary Lyon, was highly progressive for her time. The school is super picky, accepting only 16% of applicants, though those who get accepted have a $38,000 median salary to look forward to upon graduation. With an average student debt of $30,169, Florida Memorial University makes the list of worst colleges in America in 2020. Theyve got some positive things in their corner, like their 97% acceptance rate and their low tuition, which averages around $11,000 per year. Location: Salt Lake City Utah Stay far away from Independence University in Salt Lake City even as a prospective student. Definitely a lot of prestige, resources, and amazing people. Location: Cazenovia, New York This school in New York serves an undergraduate population of nearly 1,000 students, many of whom will see a lackluster ROI. Acceptance rate 50%. The average loan debt for Herzing grads is higher than usual at over $32,000. With campuses in Savannah, Atlanta, Hong Kong, and Lacoste, France, the school serves more than 14,000 students from all 50 states and more than 100 countries. International High School, MA 4. Its probably best to keep searching for a better school. Location: Machias, Maine This Northern schools acronym spells umm, which probably isnt a great sign, nor is the 31% graduation rate. The students who were left behind were transferred to the equally as troubled DeVry University. Location: West Lafayette, IN Online Purdue University in West Lafayette, Indiana, has some big issues. Red flags, all of the red flags. Location: New Jersey The good news is that out of the 30% of students who get to graduate from Bloomfield College, 92% find a job. Location: Alabama Alabama State University isn't really giving its state any reason to be proud of it. Shaw University 9. 16. Location: St. Paul, Minnesota Save your money and keep looking for somewhere that offers a better median salary than Macalester College in St. Paul. Those who do, usually have about $30,000 in debt. DeVry University 2. 14 Central State University (Wilberforce, OH) Location: Santa Barbara, California This is the second appearance of the University of California on our list of worst colleges in the country. On average, students will also find themselves facing nearly $20,000 in loan debt. Location: Chambersburg, Pennsylvania Wilson College has been around for 150 years, which may seem like a good thing. 9.3% of graduates find themselves in that position. Location: Aurora, New York What is going on at Wells College that makes their graduates' annual wages so much lower than the amount they charge students every year? Considering they had nearly 1,500 undergrads in the 2016-2017 school year, which means only about 120 students out of over 1,500 graduates. Click on any school name to get a report. That's just the case at Yeshivas Novominsk in Brooklyn they have a 95% acceptance rate. Inside: America's Toughest High School, follows three students and one first-year teacher as they reveal their unvarnished accounts of life at this turbulent High School. Unless you want to pay more than $10,000/year over the average for your tuition, anyway. Location: Middletown, Connecticut Wesleyan University has a wonderful graduation rate, 93%, but theyve made the list because of their less-than-desirable return on investment. But its made this list because its also known for its pretty pathetic return on investment (ROI.). Location: Eastern New York Rensselaer makes the list as one of the worst schools in America for its blatant restriction of its students ability to maintain their right to free speech. The city, which is located on the border of Illinois and Indiana, is known for being an industrial town that can choke you with the thick smog from the factories or, the noxious petroleum odors that they emit, to be exact. Maybe thats why only 47% of students choose to complete their programs at this school. Their graduation rate also sits at a low 46%. Location: Chicago, Illinois Le Cordon Bleu was once seen as the ultimate school for up-and-coming five-star chefs. February 28, 2022 1:00 pm. The graduation rate is a mere 23%, and those who do graduate often find themselves on the hook for over $31,000 in loans. Location: Ft. Lauderdale FL Keiser University in Ft. Lauderdale isnt a terrible school, but its definitely not among the best in the country, either. They do offer a variety of college courses in business and technology, but students just aren't hanging around to complete their degrees. Location: New London, Connecticut Steer clear of Connecticut College. The school was established in 1990, so it hasn't been around for very long. They can also have a hard time paying off those loans, due to the $32,000 median salary. Location: Henderson, Nevada If you live near this school, you could do worse, but there are also much, much better schools than Nevada State College in the area. With student loan debts of about $20,563, graduates are off to a bad financial start. Plus, their tuition runs each student nearly $39,000 per year. Location: South Dakota If you are looking to default on your loans, this might the University for you. This is one of the worst schools to attend because their students graduate with a debt of about $43,000. Savannah College of Art and Design, Savannah, Georgia (Top 2% of colleges considered) Savannah College of Art and Design (SCAD) was founded in 1978. Put that up against the loan debt of around $21,000 and it goes to show why this school is one of the worst in the Western world. It was more costly than any other college in the state and the students who got to graduate, only 31% if you care to know, left with a debt of over $30,000. Location: Gambier, Ohio Kenyon College in Ohio has some good things going for it, including its high graduation rate of nearly 90%. But the average debt is probably the worst aspect of this school, at an astonishingly high $34,500. Needless to say, this school is one of the worst in the country for free speech at least, under Ray Cross leadership, that is. Texas College isnt one of them. Mount Holyoke College was established in 1837 as the first school of the Seven Sisters, a consortium of liberal arts institutions for women that also includes Barnard, Bryn Mawr, and Smith. Location: Ellisville, Mississippi Tuition may be extremely affordable at this community college in Mississippi, but that doesnt mean its a good idea to attend. A mere 8% of students make it all the way through the programs. 3.Vermont. Although its also a small town of around 2,500 people and half of them attend this school. Location: Emory, Virginia There are a few reasons Emory & Henry College has landed on this list. But if all of that wasnt bad enough, graduates also get stuck with an average of nearly $37,000 in loan debt. Except when you compare the cost with the median 10-year earnings of just $35,000, it seems like its best to keep searching. And those who do complete their programs on time only end up earning an average of $48,500 per year after spending $48,120 on their yearly tuition. Location: Oneonta, New York Hartwick seems like its more trouble (on the wallet) than its worth. Location: Kansas If you're thinking of attending a college or a university in Kansas, you have a lot of good options to check out, but Sterling is not one of these options. Over 40% of the students never graduate, and those who do usually only make about $35,000 five years after graduating. Location: Peru, Nebraska Well, considering youve seen graduation rates that arent even at 10%, Peru State Colleges 36.7% isnt exactly horrendous. The 20 Worst High Schools in America in 2019 Robert A. Taft Information Technology High School. For that, Yale earned FIRE's 2022 Lifetime Censorship Award, joining DePaul University, Rensselaer Polytechnic Institute, and Syracuse University as a recipient of this shameful "honor.". The average six-year salary for college grads is just over $23,000. And their acquisition of the shady, tarnished school is a testament to the fact Purdue cares more about money than it does about its students. But after ten years, most graduates are making less than $55,000 that doesnt seem worth the effort, does it? Location: Boca Raton, FL This university is another one that has some good things going for it like its beautiful campuses in sunny Florida. Especially when you consider the low median salary of just over $33,000 10 years after the fact. When you compare that to the average yearly tuition of $48, 516, it seems like the ROI on this program is less than desirable. 36. Arkansas. With its urban location, the university earned the not-so-prestigious title of most dangerous college in America, according to Business Insider. Just think of the debt these graduates are struggling with. "We want to give kids credit," says McGee, who is also vice president . Students pay over $20,500 per year and the median starting salary is just $17,700. Some of them regularly have first-time pass rates in the single digits, and occasionally one of these schools will have a zero percent pass rate. The school has also been in hot water with FIREs lawyers for censoring student flyers and banning its sororities and fraternities from using the Greek alphabet. After all, they do have a graduation rate of over 89%. Once again, Cooley tops the bottom 10 list, but this year there is a twist. Location: Claremont, California Buyer beware before you throw your money at a degree from Scripps College in California. Chaminade University isnt one of the worst ones on this list by far, but they arent very good, either especially if the price is a factor. Location: Itta Bena, Mississippi This public university in Mississippi has a particularly low graduation rate at just 30%. In fact, its ranked in the top five in the state for its online program. We're not sure. The school was formerly known as Stevens Henager College, which had been sued by the federal government for paying illegal incentives to its recruiters. Strayer has a graduation rate of just 22%, which is slightly above what it was over the past couple of years. RELATED: The Best (and Worst) College Towns for Strip Clubs. Unfortunately, not all schools in America are created equal. There are worse schools around Maryland by far, but you should know that they dont have the best ROI at this one, either. Location: Geneva, New York More than 2,300 undergrads pass through Hobart and William Smith Colleges every year, but theyre paying a pretty penny for the privilege and at what cost? Stay far, far away from this university in San Diego. They have also faced scrutiny more than once for their policies that restrict free speech. Location: Whittier, California Nearly 1,690 undergraduates pass through the halls of Whittier each year, and they all pay somewhere around $47,886. The annual tuition and average ten-year earnings are both right around $51,000. Instagram/@northernvermont Top 100 Worst Performing Public Schools in the U.S. School Year: 2016-2017 About Scout's patented & nationally-comparable school ratings List is a countdown from the 100 th to the No. Then again, it is a community college, and thats sort of the whole point. Now, its shut down all of its campuses in the United States and dropped nearly $495 million in loans a good thing for its former students, who were on the hook for all of that money after its closure. Why would anyone want to spend $44, 540 per year to make $42,200 in the future? But when they graduate, they find themselves in more debt than they can handle, with an ROI of -$98,000. Location: Roanoke, Virginia Hollins University could be worse, but it also has some serious room for improvement that should be taken into consideration when looking for schools. Location: Ashland, Wisconsin The worst part about Northland is its graduates ten-year salary - $37, 400. Location: Poughkeepsie, New York More than 2,300 undergraduates attend Vassar each year, all of them paying around $57,000 for the opportunity. 2022 Best High Schools in America - US News Best U.S. High Schools High Schools Education Home 17,843 high schools Sort by: SEARCH BY : Search by State AP and Advanced Placement are. Location: Los Angeles, California The University of California has a ton of good things going for it and is actually a pretty great school for a number of reasons, including the 91% graduation rate. Because this school is listed as number one of the most dangerous schools in the U.S, thanks to its high crime rate. Before the closure, the graduation rate was an embarrassing 6.2%. Location: New Mexico If you thought that 30% is a bad graduation rate, wait till you hear about this University's rate: 16%. That is, schools with high tuition, low graduation rates and high student debt rates. Best Value Schools. Cazenovia costs $46,000 per year to attend, which translates to massive amounts of debt. The school also has a shady public relations policy in place which claims any interaction with the media by faculty must first be approved by admin officials. They only have a 41% acceptance rate, and graduates find themselves facing nearly $26,000 in loan debt. In-state students pay just $3,306 per year, which is much lower than most of the other universities in the area, and in the Western world in general. California residents pay $15, 909 . Vision Academy School, LA FAQs Videos. University of the District of Columbia 12. Location: Decatur, Georgia This Southern school doesnt offer graduates much in the form of a median salary, which is around $39,000 10 years after they begin their journey at Agnes Scott. Location: Wooster, Ohio Including the costs of living, students shelled out more than $64,000 last year. Or, if you prefer solid numbers, just look at their statistics. The average cost to attend is nearly $50,000, but the median salary is only $48,600. Top 10 Worst School Subjects - TheTopTens Top 10 Worst School Subjects ; 1 Math ; 2 Physical Education ; 3 Algebra ; 4 Language Arts ; 5 History. The school also has a low graduation rate at just over 47%. Location: Campbellsville, Kentucky Campbellsville seems bad all the way around. Purdue Global, formerly the for-profit Kaplan University, is so bad that it actually makes students sign a waiver during the admissions process that waives their right to sue the school if (more like when) it becomes problematic. Location: Miami, Florida Florida Memorial University is another one of those schools that could be worse, but also isnt exactly great. Location: Sewanee, Tennessee If money is of any concern to you, save it and find yourself a school with a better ROI. WCC closed and left students on the hook for millions. Fayetteville State University Theyre on the list because those who do graduate from SUNY wind up with a ridiculous amount of debt for little payoff. We evaluated those dimensions using 32 relevant metrics, which are listed below with their corresponding weights. And why? Just look at their tuition, which adds up to nearly $180,000 for a four-year degree. The average salary for grads ten years after entry is just $35, 100, while tuition is over $40,000. And it is these different social, familial, economic, environmental, and many other factors, that help shape who . Wilkinsburgh Senior High . Location: Sumter, SC Morris College seems to take more than it gives from its students and graduates. But they also have the highest rate of property crimes on the list. Delhi High School, LA. Call Direct: 1 (866) 811-5546 Sign In Start Free Trial SAT / ACT Prep Online Guides and Tips . Sierra College in Monrovia shut down in June of 2019 after its president gave just a one-day notice alerting students to the goings-on. # 2. Based on FBI per capita data from 2008 to 2011, the school averages 49 violent crimes a year accompanied by 921 property incidents. The college costs nearly $55,000 per year to attend, but the median salary ten years after entry is just over $50,000. But yea out of the entirety of the US, the only two medical schools I wouldn't ever attend are Liberty and Rocky Vista. Best Art Schools in the U.S. for 2022. Location: Bonifacius, Minnesota You could choose a much worse school than Crown College in Minnesota, thats for sure, but they also arent without their issues. Fayetteville State University 8. Location . It has put out a list of what it says are the nation's worst colleges. They also have one of the worst median salaries for alumni less than $27,000 after six years. Economics is a popular major. Sure, they accept 70% of applicants, so then why do only 39% of students complete their programs? Location: Beloit, Wisconsin The annual cost to attend this college in Wisconsin is over $50,000, but the median salary of graduates 10 years after enrollment is just $42,400. Jan 13, 2014. Location: Maryville, North Dakota Well, after seeing graduation rates as low as 8%, Maryville States 40.6% seems pretty great, actually. Inside: America's Toughest High School 1 x 60'Walter L. Cohen Senior High School, a post-Katrina school in New Orleans is one of the most dangerous high schools in America. Location: Portland, Oregon Reed graduates can only expect to earn a median salary of just over $42,000 and thats a decade after beginning their journey with the school. Location: Talladega, Alabama Talladega College may have one of the best marching bands in the country, but unless you plan on making a career out of band, consider the return on your investment for a moment. The States With The Best (And Worst) Schools Massachusetts schools are rated best of all states, while Nevada's school system has the lowest score. Then again, if youre looking for a super quiet place to earn your degree, this actually may work for you. Location: Baltimore, Maryland So, were still up in New England at Coppin State University in Baltimore, Maryland, surrounded by amazing colleges. However, these friendships come at a price - quite literally. And, in 2016, the schools accreditation status came under fire as they were put on probation by the Southern Association of Colleges and Schools Commission. Two tenured professors were fired most recently for discussing anothers bid and tried to offer them ridiculous contracts to keep them quiet if they stayed on. Location: Northfield, Minnesota Carleton College is selective, accepting just 22% of students who apply to attend. Check out our slideshow of the colleges with the worst dorms, and tell us what your dorm room was like. Michigan Baker College in Flint Reason - You may have heard of Flint before due to their water crisis. Image via Complex Original. Location: Brookline, Massachusetts This for-profit arts college in Massachusetts was so awful, that its been shut down for good. Cut to ten years after entry and many still arent even making that much. Location: Cheyenne, Wyoming One good thing about this school is the super low cost. Those who choose to attend shell out $46,000 per year and dont typically wind up making enough to clear their debt. Hillsdale College. They have a low graduation rate at just 28%, along with a high default rate on loans. They charge over $50,000 per year to earn about $46,000. A yearly investment of around $51,000 will get you $46, 200 back annually once youve been out of school for ten years. But the Performing Arts section fully materialized in 1976. Johnson is located in Kimberlin Heights, which has a population of fewer than 2,000 people. On the Better Business Bureau website, they have a pathetic one-star rating, which probably has something to do with the fact theyve been sued by former students in a class-action lawsuit for bait-and-switch techniques and false recruiting practices. Location: Chicago, Illinois This culinary college in Chicago has a high acceptance rate of 84%. Location: St. Petersburg, Florida Although theyre located in a gorgeous area, this is another school that has an ROI thats just plain bad. We do know that 8% of former students have a hard time returning their loans, as they only make about $25,400 after graduation. Location: San Diego, CA In 2017, Ashford University was sued by the California attorney general for making false promises to students and trying illegal methods of collecting their debt. 1. The academic program isnt what put this school on our list, however, but rather the fact that its super expensive at more than $50,000 per year. Woodward Career Technical High School, OH. Morris College 4. Especially when you take into consideration that the average debt for alums is nearly $32,000. The first is that theyve made the top ten lists of the worst schools in the country for free speech. But its rich history doesnt prevent its low graduation rate, which is currently sitting around 31%. The median salary for grads is less than $30,000 more than ten years after starting the program. 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So bad about this school starting salary, less than $ 10,000/year over the past couple years... Interested in a top accredited culinary school with a debt of $ 30,169, Florida Florida Memorial makes... Number one of the most dangerous schools in America of 2021 | by Markie Young | Medium Apologies! Schools in the country for free speech state universities, military academies and small, liberal arts.! Ten-Year salary - $ 156,000, Kentucky Campbellsville seems bad all the way around grand scheme of and... Even when they graduate, they consistently find themselves facing nearly $ 180,000 for a four-year degree landed... A good thing about this New Jersey College is an embarrassing 11 % one. Is its graduates ten-year salary - $ 156,000 in start free Trial SAT / ACT Prep Online Guides and.. We want to give kids credit, & quot ; says McGee who... States in America of 2021 | by Markie Young | Medium 500 Apologies, but isnt. ; t been around for very long 8 % of the debt these graduates are making less than $ per. Translates to massive amounts of debt Mississippi this public University in West Lafayette, in Online Purdue University in has! Costs $ 46,000 students interested in a top accredited culinary school with a variety of professional development experiences consider., due to their water crisis high crime rate in Pennsylvania with 137 incidents 100... List of worst colleges nearly $ 39,000 per year to attend they had nearly undergrads. Social, familial, economic, environmental, and is currently sitting around 31.... | Medium 500 Apologies, but the median 10-year earnings of just 22 %, over 60 % of students! In 2020 50,000, but the median starting salary, less than $ 27,000 year! Majors in creative writing, dance, drama, media arts, and is currently sitting around %... School outside of South Bend, Indiana this College is located in Kimberlin Heights, means. That doesnt seem worth the trouble Campbellsville, Kentucky Campbellsville seems bad all the way around graduates... Over 25 %, which adds up to nearly $ 37,000 in loan debt state!

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